words of encouragement from an indebted graduate

It’s Thursday and you’re sitting at your corner office thinking about which student loan repay option would be best for you. The suggested monthly payment amount is $481.43. You think about how $481.43 is practically one week’s pay. There’s an option that allows you to input how much you can comfortably pay monthly. You type in $0.00.
You Google “deferment.” You Google “forbearance.” You don’t understand either term so you Google “deferment vs. forbearance.” You graduated from your big-name university six months ago and you’re currently struggling to stay afloat. You pay your rent on time. On the 15th of every month the payments for the car you only drive on the weekends, because you decided you wanted to work in New York City instead of being pragmatic, are taken out whether or not the funds are there. After paying for your Smartlink Card and half of your cable bill in hopes of keeping Comcast happy, you hope that you have enough money left over to go buy groceries. You’re living on a tight budget. Any event has the potential of being a costly event. Money is tight and the thought of having to pay $481.43 monthly to repay your education makes you regret ever getting an education.

To some, landing a job shortly after graduating sounds unrealistic. To others, landing a job [within your major] shortly after graduating is a blessing. You feel as though you have dodged the “9 months since I’ve graduated and I still can’t find a job” bullet.

You are defying all odds. Continue reading

won’t somebody pray for me?

Junior year of high school my AP English teacher assigned the class Milton’s Paradise Lost. As a fun activity, we were split into two groups in order to argue whether in the epic poem Satan was a hero or villain. My best friend at the time was assigned to the “Satan is a villain” group and I, of course, was assigned to “Satan is a hero.”

In the context of the poem, Satan proved himself heroic in the way he stood up to God and demanded equal status. Despite the negative stigma to the name — everyone hates Satan, especially Christians — I went hard in class that day for Satan’s cause.

When it comes to debates, especially when I’m being the devil’s advocate (no pun intended), I must win them. Not everyone on my team was willing to put forth the same energy as I, despite the fact that the “Satan is a villain” group was coming for my jugular. More particularly, my best friend was coming for me — and not in the “academic argument” kind of way. No, she was furious. This was personal. Continue reading